Raising a child in India could cost nearly Rs 7 crore, financial advisor’s estimate sparks debate

Finance advisor and content creator Udayan Adhye has sparked an online discussion after estimating that raising a child in an Indian metro could cost nearly Rs 6.75 crore. His calculation considers education inflation alongside healthcare, extracurricular activities, technology, travel, childcare and lifestyle spending. Adhye says parents should treat these expenses as long-term financial goals rather than relying only on present-day costs.